Terms and Conditions for AI Trading Recommendations

Please read these terms carefully. Use of the platform indicates your agreement to comply with all requirements, agreements, and limitations set forth below. Users must adhere to Canadian regulations and accepted conduct standards.

January 16, 2026

Acceptance of Terms

By accessing or using our platform, you agree to these terms and represent that you meet all regulatory and legal requirements for access. If you do not agree, do not use our services. Adherence to Canadian law and these conditions is required for continued access.

Definitions

These definitions clarify certain terms as used throughout this agreement:

Platform: The web-based environment provided by xenarialumio.com for AI-driven automated trade recommendations.

User: An individual who accesses, creates an account, or interacts with any aspect of our service or recommendations.

Personal Data: Any information provided directly or automatically by users that could identify or relate to an individual.

Recommendation: Automated AI-generated suggestion for market action, not individualized investment advice.

Service Usage Guidelines

Users agree to employ the platform for personal, informational use only and not to circumvent any features, protections, or compliance mechanisms.

Eligibility

Our platform is intended for users of legal age and not prohibited from AI-powered trading recommendations under applicable Canadian laws.

If you are under 18 or have other restrictions, do not use this service.

User Responsibilities

By using the platform, you agree to respect all laws and these terms. Users are responsible for the accuracy of information they provide and how they use the recommendations.

Provide accurate, current, and complete information during registration and use.
Protect your login credentials and notify us immediately of unauthorized access.
Use recommendations sensibly and understand that they are not personalized investment advice.
Are responsible for all actions conducted under your account in compliance with all laws.

Prohibited Uses

Users may not misuse the platform in any manner described below.

Reverse engineering any platform function or interfering with its proper operation.
Sharing, reselling, or publicly distributing any recommendations or proprietary content provided.
Engaging in unlawful, deceptive, or manipulative activities using the platform or its recommendations.
Accessing or attempting to access accounts, data, or services of others without authorization.
Uploading harmful material or otherwise attempting to compromise security protocols.

Intellectual Property Rights

Content, trademarks, and technology on this platform are owned or licensed by xenarialumio.com and protected by copyright and intellectual property laws. Users receive a limited, non-transferable access right to use the platform as intended. No material may be copied or reused without explicit written permission.

User Content Submission

Users may provide feedback or input, which remains the property of the user, but we reserve the right to use, modify, or distribute it for platform improvement.

User Content Rights

By submitting content, you grant xenarialumio.com a perpetual, royalty-free license to use your feedback for platform enhancement and related purposes.

Privacy and Data Protection

Your use of the platform is subject to our Privacy Policy, which outlines how data is collected, processed, stored, and protected. Users are responsible for reviewing and understanding these rules before using services.

See Privacy Policy

Disclaimers and Limitations

No aspect of our service constitutes personalized investment advice. All recommendations are informational only and involve inherent risks.

Results and Risks

Results may vary. Past performance does not predict or ensure future outcomes, and you should consult with a qualified advisor before making financial decisions.

Limitation of Liability

xenarialumio.com disclaims all liability for outcomes arising from interpretation or use of recommendations and any losses incurred thereby.

Indemnification

Users agree to indemnify and hold xenarialumio.com harmless from claims or damages arising from prohibited use or breach of terms.

Dispute Resolution Methods

Disputes arising from these terms will be resolved by negotiation or, where necessary, in accordance with Canadian commercial law.

Arbitration

Arbitration may be used to resolve unresolved issues, with both parties agreeing to the process in writing beforehand.

Arbitration does not preclude other legal remedies permitted by law.

Online Dispute Resolution

Users have the right to access online dispute resolution mechanisms in compliance with national and international regulations.

Find dispute resolution help

Severability

If any provision of these terms is found unenforceable, the rest remain valid and enforceable to the full extent allowed.

Entire Agreement Statement

These terms constitute the entire agreement between you and xenarialumio.com regarding use of the platform.

Applicable Law and Jurisdiction

These terms are governed by Canadian law. Legal proceedings will be addressed in the appropriate jurisdiction.

Termination

xenarialumio.com reserves the right to suspend, terminate, or restrict access for any breach of terms or for legal/regulatory purposes, with or without prior notice.

Modifications

We may update these terms as needed for regulatory changes or service updates. Continued use implies acceptance of changes.

Contact for Terms Questions

Questions about terms can be directed to our support team for timely assistance.

Support Email: content@xenarialumio.com

Support Phone: +1-304-702-5773

Mailing Address: 1188 Union Avenue, Montreal, QC H3C 0A4 Canada

Effective Date of Terms: January 16, 2026

Version: 2.1